Wola Asset Lending brings NIN verification, CRB credit reports, and bank statement analysis into one origination workflow — the same kind of credit intelligence tools that power dedicated credit bureaus, alongside the full loan book for device financing, without stitching together five different vendors.
The credit-checking rigor of a bureau · the device-financing muscle of a mobile lender · in one back office
One platform, a growing product family
Every organisation picks the products it needs at sign-up and can turn more on later — nothing is bundled you don't want.
Device & asset financing, start to finish.
LiveTurn a bank or mobile money statement into a decision.
LiveBehavioural credit scoring from statement and repayment history.
Coming soonStandalone CRB lookups, without a full loan file.
LiveAirtime & mobile money behavioural score from MNO data.
Coming soonCredit intelligence, built in — not bolted on
Every tool your loan officers need to onboard, vet, and finance a customer, from the moment they walk in to the day their loan closes.
Validate a customer's National ID against the national registry in seconds, auto-fill their name and date of birth, and route every match to a staff member for review before it's accepted.
Pull a credit score and risk grade instantly, or generate a full downloadable CRB report — the same due diligence a dedicated credit-check service runs, without leaving the customer's file.
Upload a customer's PDF or CSV bank statement and get transactions, total credits and debits, average balance, and recurring salary detection back automatically — the affordability check other platforms make you do by hand.
Included with every customer fileTrack phone inventory by IMEI, issue asset loans against a repayment schedule, and manage the full lifecycle through to repossession — the operational core behind any device-financing business.
Record repayments at the counter or collect over mobile money, with receipts, reversals, and penalty waivers all logged against the loan.
Run one organisation across many branches with role-based permissions, collections and portfolio reports, and a full audit trail of every action.
One workflow, start to finish
Capture the customer's details, verify their NIN, and upload KYC documents against their file.
Pull a CRB score, generate a full report, and read their bank statement for real affordability — not guesswork.
Issue the phone against a payment plan, then collect repayments in branch or over mobile money.
Give your loan officers NIN verification, CRB reports, and statement reading in the same screen where they already manage the loan.
